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Bankrate



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7Vote!

Just 5pc of savings accounts pay guarantees higher than Bank rate

Only 5 per cent of savers who put their money into an easy access savings account are offered a guaranteed rate of return higher than Bank of England interest rates.

5Vote!

Just one in 20 easy access savings accounts pay higher than Bank rate

Just one in 20 easy access savings accounts pay a guaranteed rate of return higher than Bank of England interest rates.

3Vote!

FX079 Foreign Exchange Daily Insight - The Pound declines amid speculation house prices will decline next year

GBPEUR/GBPUSD Following on from last week, the Pound fell against the Euro and the Dollar, after the minutes from the Bank of England's November policy meeting showed that policy makers were split three ways on whether to extend the quantitative easing plan and discussed cutting the deposit rate on reserves. The UK currency declined against the Euro for the first time in four days, falling to a low...

3Vote!

BoB Bank Rate Should Remain Constant to Boost Growth - Analysts

Analysts expect the interest rate to remain unchanged for the time being as inflation is expected not to move significantly in the coming months.

3Vote!

Tallying the True Cost of Debt

By Bankrate The financial side is easy to quantify, and the numbers are huge. Americans are drowning in debt, carrying a record $972.5 billion in revolving charges at the end of 2007, according to data from the Federal Reserve. "The average household has $11,000 to $12,000 in credit card debt," says Christopher Viale, president and chief executive officer of Cambridge Credit Counseling Corp....

3Vote!

Bankrate: Fixed mortgage rates decline

NEW YORK (MarketWatch) -- The average 30-year fixed mortgage rate declined to 5.06% from 5.19% a week ago, according to Bankrate.com's weekly national survey released Thursday. The average 15-year fixed-rate mortgage also fell to 4.48% from 4.61% last week. The average jumbo 30-year fixed rate decreased to 5.95%. Adjustable mortgage rates were steady, with the average one-year ARM at 5.39% and the...

3Vote!

Bankrate: Mortgage Rates Fall to Record Low

NEW YORK, Nov. 19 /PRNewswire-FirstCall/ -- The average conforming 30-year fixed mortgage rate fell to 5.06 percent, according to Bankrate.com's weekly national survey. The average 30-year fixed mortgage has an average of 0.40 discount and origination points.

3Vote!

FX076 Foreign Exchange Daily Insight - The Pound declines after the release of the Minutes

GBPEUR/GBPUSD The Pound fell against the Euro and the Dollar yesterday, after the minutes from the Bank of England's November policy meeting showed that policy makers were split three ways on whether to extend the quantitative easing plan and discussed cutting the deposit rate on reserves. The UK currency declined against the Euro for the first time in four days, falling to a low of 1.1180. The majority...

3Vote!

Hone Up on Gift Card Tricks and Traps for the Holidays [Gift Giving]

The default gift for the picky, the not-well-known, and the indecisive, gift cards are available for just about every store. Consumer Reports reminds holiday shoppers of many traps, but also some new protections, available to gift card buyers and spenders. Photo by robinsonsmay . Seemingly simple gift cards often have a lot of rules and stipulations attached, some of which reduce the value of the...

3Vote!

Market numbers: 13th November 2009

The FTSE 100 index of leading UK company shares finished the week at 5,296.38, up 19.88 points or +0.38% on the day and up 153.66 points (+2.99%) over the week. The index has risen from 4,434.20 since the start of 2009, a rise of 862.18 points or 19.44%. Over a year the FTSE 100 has risen from 4,169.20 (1,127.18 points or 27.04%). £1 is currently worth $1.668 US or €1.1189 Euros. Brent Crude...

3Vote!

Fixer upper homes for sale in a nut shell

Fixer upper homes for sale are an ideal investment option during this global economic recession. No doubt, real estate sector is cruelly affected by the global economic meltdown. But, government initiatives including cut in bank rate and job market stability will once again offer this segment its real tempo. Once ...

3Vote!

Bankrate: Mortgage rates lowest since April

NEW YORK (MarketWatch) -- The average conforming 30-year fixed mortgage rate fell to 5.35%, according to Bankrate.com's weekly national survey reported Thursday. The average 30-year fixed mortgage had an average of 0.38 discount and origination points. The average 15-year fixed mortgage was down to 4.61% while the larger jumbo 30-year fixed rate plummeted to 6.24%. Adjustable rate mortgages were mixed,...

3Vote!

Bankrate: Lowest Mortgage Rates Since April

NEW YORK, Nov. 12 /PRNewswire/ -- The average conforming 30-year fixed mortgage rate fell to 5.35 percent, according to Bankrate.com's weekly national survey. The average 30-year fixed mortgage has an average of 0.38 discount and origination points.

3Vote!

Bankrate Releases 2009 Gift Card Study

NEW YORK, Nov. 11 /PRNewswire/ -- A new study released by Bankrate, Inc. reveals key tips and data regarding gift cards, an industry which reported $24.9 billion worth of consumer spending last holiday season. Bankrate surveyed 29 gift card issuers to determine fees that come from major gift card providers as well as where consumers can get the most value for their money. The full 2009 Gift Card Study...

3Vote!

CollegeChoice College Savings Plans Earn High Industry Ratings

INDIANAPOLIS--(BUSINESS WIRE)--State Treasurer Richard Mourdock, Chairman of the Indiana Education Savings Authority, announced today that Indiana’s CollegeChoice 529 Direct Savings Plan and CollegeChoice Advisor 529 Savings Plan (referred to individually as CollegeChoice 529 or CollegeChoice Advisor and collectively as “The Plans”) were rated 5-Cap for Indiana residents by Bankrate’s...